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Starting and running a business often means taking on new financial responsibilities — but protecting yourself, your family and your business can easily be overlooked.
Through our network of trusted professionals, we can connect you with an experienced protection adviser who can discuss your circumstances and help you understand the options available to you.
Whether you're looking to protect your family's finances, your income or your business, we can arrange a no-obligation consultation with a specialist adviser who has the knowledge and expertise to help.
There is no obligation to proceed with any recommendation or take out a policy.
Who This Is For
Our protection consultation may be suitable for:
Limited company directors
Business owners and self-employed individuals
New business owners reviewing their financial protection
Individuals with a mortgage or financial commitments
Parents and families wanting financial security
Businesses that rely heavily on particular directors, owners or employees
Directors looking to protect their company and its shareholders
You don't need to know exactly what type of insurance you need before getting in touch. That's what the consultation is there to help establish.
What Can Be Discussed?
Depending on your circumstances, your consultation could cover:
Personal & Family Protection
Life Insurance
Designed to provide financial support to your loved ones if you die during the policy term.
Critical Illness Cover
Can provide a lump-sum payment if you're diagnosed with a specified serious illness covered by your policy.
Income Protection
Designed to provide a regular income if you're unable to work because of illness or injury, subject to the terms of your policy.
Family Income Benefit
Can provide your family with a regular income for the remaining term of the policy if you die during the policy term.
Business Protection
Your adviser can also discuss protection designed specifically for business owners, including:
Key Person Protection
Designed to help protect a business financially if a key individual dies or suffers a specified critical illness.
Shareholder Protection
Can help provide funds to allow the remaining shareholders to purchase the shares of a shareholder who dies or suffers a specified critical illness.
Relevant Life Cover
An employer-funded life insurance policy that can provide death-in-service benefits for eligible directors or employees.
Business Loan Protection
Designed to help a business repay certain outstanding borrowing if a key individual dies or becomes critically ill.
The exact options available will depend on your circumstances, business structure and eligibility. Your specialist adviser can explain these in more detail during your consultation.
Why Consider Protection?
When setting up a business, it's natural to focus on getting the company registered, finding customers and growing revenue.
But it's also worth considering:
What would happen to your household finances if you couldn't work?
Would your family be financially secure if something happened to you?
Could your business continue if a key person was suddenly unable to work?
What would happen to your shares in the business if you died?
You don't need to have all the answers now.
We can simply put you in touch with someone who specialises in this area, so you can understand your options and decide whether any further action is right for you.
Speak to a Protection Specialist
Not sure where to start?
Send us an enquiry and tell us a little about what you're looking for.
We'll connect you with a trusted protection professional who can arrange a free, no-obligation consultation to discuss your personal or business protection needs.